2010 has sure been a year of extreme weather. We've had more than usual snow, rain, wind, and hail. This has caused tons of extra work and repair for a lot of people. With the the increased cost of steel and lumber in the past few years, it's important to make certain that you are insured with the coverage that you need. Let us help you figure out what is the right amount of coverage so that at the time of loss you do not come up short. We want you happy.

If you drive in the state of Iowa, you also know that you are required to carry auto insurance. At Hopkins Insurance we offer a wide variety of auto insurance companies and programs. Some companies prefer the mature driver, and some are geared more towards the younger, more inexperienced driver. Options such as full glass, towing, accident forgiveness, decreasing deductibles, and even coverage for your pet are all available. Give us a call for an auto insurance program perfect for you.

Farmers: Now that your crops are planted, protect that fast growing corn and soybean crop with early season hail insurance protection. In many cases, $100 of coverage on corn will cost you only $1 or less per acre. Our policies will pay you the percentage of hail loss instead of just a replant payment, which is a huge advantage on an early season hail. Since hail insurance costs the same if you purchase it early or later, it only makes sense to have the early, full season protection.

Do you or someone you love have health issues that may lead to the need for long term care assistance at some point in the future? Have you considered the cost of at home, assisted living, or nursing home care? Is it important to protect your assets from being used up by medical costs? Is it important for you to have a private room if you ever need to enter the nursing home? All of these concerns are legitimate and can be dealt with by insurance and/or by adequate planning. Give us a call for a no cost, no obligation assessment of your long-term care needs. 866-335-9915

What would happen if you became disabled and are unable to work? Would you be able to afford the same home, vehicles, college education? If not, disability insurance can help by replacing lost income, and if you never use the coverage you can receive all of your premiums back at age 65! Now that's cool! Protection for disability in your working years and money for retirement all in one policy. Hopkins Insurance in Pocahontas.